Cash vs Agent Calculator

Compare selling for cash vs selling with an agent using our interactive calculator.

Your Property

Tell us about the home

Estimated sale price $400,000

Not sure? Use your Zestimate or Redfin Estimate as a starting point.

Mortgage balance $180,000

$0 if the home is paid off.

State

Commission rates and transfer taxes vary widely by state.

Home condition

Drives the pre-list repair estimate and the typical cash discount.

Days on market (estimate) 60 days

Plus ~35 days under contract to close. National median list time is around 60 days.

Your Real Numbers

Side by side, after every cost.

Traditional Sale

List with an agent

Gross sale price$0

Commission$0

Repairs & staging$0

Carrying costs$0

Closing costs$0

Mortgage payoff$0

You net $0

Cash Sale (typical)

Sell to a verified cash buyer

Cash offer$0

Commission$0

Repairs (AS-IS)$0

Carrying (7-14 day close)$0

Closing costs (buyer pays)$0

Mortgage payoff$0

You net $0

Calculating

Adjust the inputs to see your numbers.

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Estimates only. State commission averages, transfer taxes, repair multipliers, and the typical cash discount are reasonable defaults. Your actual costs and offer will depend on your specific agent, market, buyer, and home condition. Property Trade Network is a marketplace that connects sellers with verified cash buyers. PTN does not purchase homes directly.